Know how your kids spend.
Reward what's right.

Monitor your teen's spending in real time, set savings goals, and reward them with real gift cards when they hit their targets.

Live demo

iKnowMom ยท LiveActive
M
Mom

๐ŸŽฏ Challenge created for Jordan

Reduce Food & Drink spending by 30% this month

...

2,500+

Families protected

$1.2M+

Transactions monitored

99.9%

Uptime reliability

How it works

Four steps to smarter habits

Simple setup. Powerful results.

01

Link their account

Connect your teen's bank or debit card via Plaid. Read-only, bank-level security.

02

See every transaction

Real-time alerts for Cash App, Venmo, Zelle, and debit. Send feedback instantly.

03

Set spending goals

Create weekly or monthly targets by category. Your teen tracks progress live.

04

Earn real rewards

When they hit the goal, they earn a real gift card from your reward wallet.

The problem is real

Teens spend fast

Rewards teach them to spend smart

72%

of teens use peer-to-peer payment apps weekly

$2,100

average annual teen P2P transaction volume

3x

more likely to save when incentivized with rewards

Everything you need

Monitor. Guide. Reward.

All in one place.

Real-time alerts

Push notifications the instant money moves on Cash App, Venmo, or Zelle.

Spending guidance

Stay in the loop on every purchase and send instant feedback to shape better decisions.

Spending goals

Set weekly or monthly targets overall or by category. Track progress automatically.

Real rewards

Fund a reward wallet and teens earn real gift cards when they hit their goals.

Spending insights

Category breakdowns, trend charts, and baseline tracking to measure growth.

Bank-level security

Read-only access via Plaid. We never store credentials or move money.

Pricing

Simple, transparent pricing

Start free. Upgrade when you need more.

Free

$0

Get started
  • โœ“1 child
  • โœ“Transaction monitoring
  • โœ“Spending goals
  • โœ“Push notifications
Most popular

Plus

$4.99/month

Start free trial
  • โœ“Up to 3 children
  • โœ“Approval controls
  • โœ“Reward wallet & gift cards
  • โœ“Teen SMS alerts
  • โœ“Full transaction history

Family

$9.99/month

Start free trial
  • โœ“Unlimited children
  • โœ“Everything in Plus
  • โœ“Spending analytics & trends
  • โœ“Priority support

FAQ

Frequently asked questions

Ready to start?

Join thousands of families building smarter financial habits.

Get started free